Naveen Agarwal
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| Naveen Agarwal in 2026 | |
| Born | 24 December 1988 (age 37) Rishikesh, Uttarakhand, India |
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| Nationality | Indian |
| Education | Master of Science in Information Technology (M.Sc IT) |
| Alma mater | |
| Occupation | Entrepreneur |
| Years active | 2009–present |
| Known for | Founder of GoldPe, Founder of Gayatri Jewels, Director of Aryabhumi Infrastructure |
| Notable works | GoldPe India Private Limited, Gayatri Gems and Jewels Pvt. Ltd. |
| Awards | |
| Spouse(s) | |
| Parents | |
| Religion | Hinduism |
| Website | |
Naveen Agarwal is an Indian entrepreneur, fintech founder, and digital finance innovator best known as the Founder & CEO of GoldPe India Private Limited, a next-generation digital gold and asset-backed fintech platform. He is also the promoter behind Gayatri Gems and Jewels Private Limited, the company powering GoldPe’s physical gold supply chain.
He is widely recognized for building one of India’s first premium-positioned digital gold ecosystems that connects real physical gold with modern financial technology.
Early Life & Education
Naveen Agarwal was born on 24 December 1988 in Rishikesh, Uttarakhand, India and hails from a business-oriented family with strong roots in precious metals and retail trade. Being raised among gold, jewels, and financial transactions served as an early exposure to the way Indians maintain wealth within their households. He has done his Master of Science in Information Technology (M.Sc IT), thereby laying a platform for his future companies that would bridge the gap between business and digital innovation.
Career
Naveen Agarwal started his professional journey by setting up Gayatri Jewels in Rishikesh, which became a name in the gems and jewelry industry, catering to high net worth and traditional clientele. With extensive experience in jewellery retail, bullion trade, financial services, and payment technologies before initiating GoldPe, Naveen identified a critical gap in the digital gold ecosystem in India-transparency, trust, and clear ownership of assets. This realization led him to establish GoldPe India Private Limited (GoldPe), the first fully digital gold wallet platform in India, where users can securely invest, save, and trade digital gold. In adition he established the company Gayatri Gems and Jewels Pvt. Ltd., which handles procurement, refining, storage, and distribution of gold to ensure that each unit of digital gold in GoldPe is asset-backed. Naveen holds key leadership positions as Managing Director at Gayatri Gems and Jewels Pvt. Ltd., CEO and Director at Aryabhumi Infrastructure Pvt. Ltd., and Managing Director at GoldPe India Pvt. Ltd., reflecting his zeal for innovation, trust, and sustainable growth.
Vision
Naveen’s long-term vision is to create: India’s most trusted asset-backed fintech institution.
He believes:
- Digital finance should be backed by real assets
- Gold should be as easy to own as digital money
- Trust is the most valuable currency
He aims to scale GoldPe into a multi-billion-dollar global digital gold brand.
Leadership Brand Philosophy
Naveen Agarwal positions his companies not as startups, but as financial institutions for the digital era. His leadership is driven by: Discipline Premium brand building Long-term trust Asset security.
Notable Works & Positions
- Founder & CEO – GoldPe India Private LimitedFounder
- Promoter – Gayatri Gems and Jewels Private Limited
- Founder – Gayatri Jewels
Personal Life
Naveen Agarwal resides in Rishikesh, Uttarakhand, India. He is well-known for his dedication to moral business conduct and his belief in establishing companies based on mutual respect, openness, and long-term value generation.